Why Invest in Commonwealth of Massachusetts Debt?

General Obligation Bonds issued by the Commonwealth of Massachusetts evidence a loan to the Commonwealth backed by a promise to repay principal and interest from all available resources. This signifies a full faith and credit obligation.

What are the resources of the Commonwealth of Massachusetts?

• The Massachusetts economy is strong and diverse, includes an emphasis in higher education, healthcare and financial services and is well managed even during recessionary cycles.

• Primary revenue sources include individual income taxes, corporate income taxes and sales taxes. All of these sources reflected an increase for fiscal 2008 over fiscal 2007.

• Strong financial reserves evidenced by deposits into a budget stabilization fund enhance the Commonwealth’s financial position.

• A history of strong financial management policies and practices.

• Massachusetts general obligation bonds are rated AA by Fitch, Aa2 by Moody’s and AA by S&P. (as of June 30, 2008)

Buying Commonwealth of Massachusetts General Obligation Bonds through Ramirez & Co.

I have an account with Ramirez & Co.
If you already have an account with us, simply call your Investment Representative and they will provide you with complete information regarding tax-free Massachusetts bonds.

I would like to open an account with Ramirez & Co.
Just call us at (800) 888-4086 ext 531 and one of our Investment Representatives will be happy to assist you with the account opening process. We will gather information about you and your investment goals, and discuss how Massachusetts General Obligation Bonds can help you fulfill these goals. It is a simple process and one that we have been helping investors with for over 36 years.

More Information on Municipal Bonds

For over 36 years, Ramirez & Co. has helped individuals throughout the country create comprehensive investment portfolios using tax-free municipal bonds. Call a Ramirez Investment Representative at (800) 888-4086 ext 531 to discuss the benefits of investing in municipal bonds. We will be happy to send you an information package tailored to your specific investment goals.

Investment Representatives who speak Spanish and English are available at (866) 783-6788.