Taxable Fixed-Income Sales and Trading Group

Ramirez & Co., Inc.’s Taxable Fixed-Income Sales and Trading Group offers our diverse institutional and high-net-worth retail client base access to new issues as well as secondary trading in corporate bonds, U.S. agency securities, $25-preferreds, asset-backed Securities and convertible bonds.

Ramirez & Co., Inc. is an approved member of the selling group for Fannie Mae, Federal Home Loan Bank and Freddie Mac. This membership includes:

• Primary access to each agency’s discount note window.
• Rotating participation in long-term (benchmark) transactions.
• The ability to directly access the agencies with customer inquiries

e.g., during Q1 2005 Ramirez & Co., Inc. completed a four part, $100MM transaction with a long standing municipal client by executing directly with one of the above mentioned agencies.

Ramirez & Co., Inc.’s participation as a co-manager or underwriter in transactions generated by the firm’s Debt Capital Markets Group allows investors to gain access to the primary market.

• Small to mid-sized institutional investors may be able to receive improved treatment in a transaction.
• Large money managers are often able to “designate” Ramirez & Co., Inc. in order to fulfill obligations to ultimate beneficiaries.
• High-net-worth clients gain access to products specifically designed for retail investors.

Ramirez & Co., Inc.’s Taxable Fixed Income Sales and Trading desk is comprised of a team of client-focused professionals with extensive industry knowledge and an average of over 16 years experience in the industry.

• Institutional account base consists of over 200 clients, encompassing large institutions, middle-market investors, municipalities and public pension systems.
• Retail client base is made up of high-net-worth individuals with over $2 billion in assets under management.

Primary Sales & Trading Contact Information:

• Justin Kelly
(212) 248-3883
justin.kelly@ramirezco.com

• Aaron Brighenti
(212) 248-0527
abrighenti@ramirezco.com