About Ramirez

Samuel A. Ramirez & Co., Inc. (“Ramirez”) is a full service securities firm serving the investment needs of individuals, business owners, institutional investors and government agencies. Founded in 1971, Ramirez offers professional services focusing on Wealth Management, Underwriting, Banking, Institutional Brokerage, and Asset Management. Ramirez provides retail and institutional trading expertise in Municipal Bonds, Equities, Government Bonds, Corporate Bonds and Alternative Investments.

The Firm has seven main divisions:

Private Client Services, Municipal Bonds, Equity Capital Markets, Debt Capital Markets, Institutional Equity, Taxable Fixed Income, & Ramirez Asset Management

The Private Client Services Group performs portfolio management, retirement planning, financial and estate planning for individuals, business owners, corporations and institutions. The group offers an array of investment disciplines including equity and fixed income, diversification strategies, insurance and alternative investments.

Group Highlights

• Presently manages in excess of $2B in customer accounts
• Over 4,000 privately managed accounts
• Clients include many second and third generations of family wealth management

The Municipal Bond Department provides banking, underwriting, sales, trading and distribution services to states, local governments and their agencies throughout the United States.

Group Highlights

• Ranked 10th nationally in 2008 (full credit to each manager) as a managing underwriter
• $150 million average weekly secondary market trading volume
• Nationwide Sales and Trading team averaging 20 years industry experience

The Equity Capital Markets Group offers underwriting services to corporations, public retirement programs and to some of the nation's largest professional money managers. The Firm's equity underwritings include spin-offs, private equity sponsored transactions, equity recapitalizations by financial institutions and traditional IPOs.

Group Highlights

• Co-manager or underwriter in eight of the ten largest U.S. equity new issue transactions
• Participated in approximately 50 equity or convertible transactions over the past five years

The Debt Capital Markets Group offers underwriting of fixed income securities including corporate bonds, convertible bonds, asset backed securities, preferred stock and US Agency notes for a unique investor base. Ramirez is a co-manager or underwriter of debt in the traditional corporate bond market, the retail targeted hybrid and trust preferred market, the tax exempt market (for select corporations), and is a member of the selling group for the major U.S. Agencies.

Group Highlights

Since 2002, Ramirez has participated in new issue corporate debt transactions totaling over $200 billion.

• Participated in over 350 debt and hybrid debt new issue transactions over the past five years
• Group also has the expertise to lend manage deals having run the books for two large corporate transactions - $750MM GECC and $800MM Wal-Mart

The Institutional Equity Group is an experienced team of equity sales & trading professionals that offer performance enhancing products and services, value added investment ideas and “Agency Only”/non-conflicting trade execution for institutions, corporations and government agencies in both the U.S. and International markets.

Group Highlights

• Equity execution in listed and OTC stocks in both the U.S. and International Markets
• Sophisticated & unique algorithm trading through our Ramirez Trading Solutions Division
• International Direct Market Access (DMA) through our Tradeware Global network
• Experienced sales & trading team to handle orders on a manual basis
• Soft Dollar and Commission Recapture programs for our clients to obtain independent, third-party investment products and services
• Trading desk averaging 15 years of industry experience
• Account base of over 200 institutional clients

Share Repurchase team for our Corporate accounts

• Engaged in approximately 50 share repurchase assignments over the past five years
• Client base primarily consists of Fortune 100 companies with many having engaged Ramirez for multiple assignments
• Every share repurchase is handled by a senior equity professional and makes use of our algorithmic trading group

The Taxable Fixed Income Group offers our institutional and high-net-worth retail client base access to new issues as well as secondary trading in corporate bonds, U.S. agency securities, $25-preferreds, mortgage-backed securities, asset-backed securities and convertible bonds.

Group Highlights

• Client-focused professionals averaging over 16 years of industry experience
• Our account base consists of over 200 institutional clients encompassing large institutions, middle-market investors and public pension systems
• A co-manager or underwriter in transactions generated by the firm’s Debt Capital Markets Group allows investors to gain access to the primary market
• An approved member of the selling group for Fannie Mae, Federal Home Loan Bank and Freddie Mac

Ramirez Asset Management offers managed accounts to individuals and institutions for both fixed-income and equities, as well as, balanced accounts.

Group Highlights

• Over 30 years of portfolio management experience
• Ability to structure customized managed accounts for qualified investors
• Institutional Fixed Income Portfolios include Cash, Enhanced Cash, Core & Core Plus Strategies

Our main office is located in New York with branch locations in Albany, Boston, Chicago, Houston, Los Angeles, Miami, Newark, Palm Beach, San Antonio, and San Juan, Puerto Rico.