Ramirez & Co. offers a wide range of investment products and services to meet the
needs of sophisticated investors including: Fixed Income Securities, Equities, Mutual
Funds, Retirement Plans, Wealth Management/Financial & Estate Planning, Insurance,
and Annuities. The investment specialists in our Private Client Group are seasoned
professionals, with the knowledge, experience and integrity that have set Ramirez
& Co. apart since 1971.
Portfolio Management
We identify a client's specific goals and risk tolerance to develop an asset allocation
of appropriate investments. Our professionals constantly monitor all portfolios
to make adjustments based on changing financial needs and market conditions.
Retirement Planning
Ramirez & Co. Financial Consultants are experienced in all aspects of retirement
planning. Whether it is advising on optimizing the role of an Individual Retirement
Account (IRA), a Roth IRA or a company retirement plan, our experienced financial
consultants can assist with any and all future retirement needs. (
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Wealth Management
Samuel A. Ramirez & Co., Inc. wealth managers provide highly customized financial
advice and investment solutions to high net worth individuals and families. We specialize
in providing our clients with custom-tailored financial solutions to help manage
unique and complex financial issues. Our process is based on:
- Managing assets in a tax efficient manner.
- Creating and implementing investment guidelines and an asset allocation based on
a client’s particular risk tolerance.
- Evaluating each client’s needs and lifestyle requirements to prepare for long and
short term goals, large purchases and wealth transfer.
- Handling of large concentrated positions to alleviate market exposure and risk.
- Evaluate needs for Trust, Insurance and other Estate Planning issues.
Estate & Financial
Planning
Estate planning, the most complex facet of a financial strategy, is designed to
help secure your hard-earned assets and ensure your family's future. Ramirez & Co
offers an array of investment vehicles in trust and estate planning, life insurance,
and long-term care insurance to fulfill your needs. A Financial Consultant can work
with you, your attorney and tax advisor to customize an estate plan that will enable
you to protect the assets you've spent a lifetime accumulating.
Ramirez Asset
Management
Ramirez Asset Management provides Investment Advisory Services to individuals, trusts,
estates, corporations and other business entities including banks, thrift institutions,
pension and profit sharing plans, and charitable organizations. (
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Prestige Platinum
Account
With a Ramirez & Co Prestige Platinum Account offers a multi-faceted money management
solution. The Prestige Account is a checking and investment account with many features
to maximize your personal finances. (
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Features Include:
- Checking
- Electronic Funds Transfer
- Collateralized Lending
- Unlimited Investment Options
- Automatic Cash Sweep Feature
- Overdraft Protection
- Interest Bearing Money Market
- Lines of Credit
- Visa Debit Card
- Monthly Statements and Year-End Tax Reporting Statement
- Balances Update Daily
